Posts for Lifestyle Category

Experience the WiFi Breakthrough: Faster and Stronger

Lifestyle, technology - Alicia Porter - March 7, 2023

Jom Apply the best Time fibre in Malaysia Jom Apply the best Time fibre in Malaysia

The world has come a long way in terms of technology, and one of the most revolutionary innovations in recent times is the breakthrough in Wi-Fi. Wi-Fi technology has transformed the way we communicate and access information, and it has become an essential part of our daily lives. Malaysians, like people all over the world, have experienced the benefits of Wi-Fi and how it has changed the way they work, learn, and communicate with Jom Apply the best Time fibre in Malaysia.

With the advent of Wi-Fi, there has been a significant improvement in internet speed and connectivity. This has allowed for faster and more reliable access to information, making it easier to work and learn remotely. In Malaysia, Wi-Fi technology has been used in various settings, including schools, businesses, hospitals, and homes. The impact of Wi-Fi has been significant, especially in the education sector, where online learning has become a norm, especially during the pandemic.

The Benefits

Jom Apply the best Time fibre in Malaysia

One of the benefits of Wi-Fi is its versatility. Wi-Fi technology is available on a wide range of devices, including laptops, smartphones, and tablets. This means that people can access the internet and communicate with others from almost anywhere. Wi-Fi has also made it easier for people to work remotely, which has become increasingly popular in recent years. With Wi-Fi, people can work from home or even on the go, which has made it possible for people to balance work and personal life.

Another benefit of Wi-Fi is the ability to connect multiple devices to the same network. This means that people can use multiple devices, such as smartphones, tablets, and laptops, to access the internet and communicate with others. This has made it easier for families to stay connected and work together, especially during times when everyone is at home.

The Breakthrough

Jom Apply the best Time fibre in Malaysia

The breakthrough in Wi-Fi has also made it possible for people to access the internet and communicate with others in remote areas. This has been particularly useful in Malaysia, where there are many rural areas that may not have access to reliable internet connections. Wi-Fi technology has made it possible for people in these areas to access the internet and communicate with others, even if they are far away.

In addition to the benefits of Wi-Fi, there are also some concerns about its impact on health. Some studies have suggested that prolonged exposure to Wi-Fi signals may have negative effects on health, including increased risk of cancer and other diseases. However, more research is needed to understand the long-term effects of Wi-Fi exposure on human health.

Conclusion

Jom Apply the best Time fibre in Malaysia

In conclusion, the breakthrough in Wi-Fi has revolutionized the way we communicate and access information. Wi-Fi technology has become an essential part of our daily lives, and it has made it easier for us to work, learn, and communicate with others. With the versatility and convenience of Wi-Fi, people can now access the internet from almost anywhere, making it easier to stay connected with friends and family, and work together even in remote areas. While there are some concerns about the impact of Wi-Fi on health, the benefits of this technology far outweigh the potential risks.

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Requirements To Buy Your First Car

Blog, Lifestyle - Alicia Porter - December 13, 2022

https://altusaviation.com.my/

Since you are here, we believe that you are interested in automotive and cars or perhaps you are growing a passion for buying a dream car that suits your preference and lifestyle. Cars are inevitably one of the most important things that we should have to ease our mobilisation from one place to another place. Cars also are the objects that help us to reach remote locations or a faraway destination without any unexpected delay where we often experience by taking public transportation. Besides that, the weightage importance of cars can be seen as clear as a crystal when it is one of the objects that are categorized as the asset that is required to be covered by insurance. Without further ado, we will guide you on how to buy your first car at Toyota with an example of a car loan calculator calculation. 

First Step: Visiting Toyota Showroom And Getting A Test Drive

car loan calculator

The first and foremost step that you must take before proceeding to buy a Toyota car (or any car) is that you need to drop by and pay a visit to any branch of Toyota Showroom near to your current stay. Visiting a showroom is an initial step that will make you view the product thoroughly, in this context is Toyota car. Another essential point is that as a potential customer, you can gain more understanding from different technical aspects regarding your interested Toyota car. For example, you will be guided and explained by a professional Toyota sales advisor about the model, car’s performance, personality, pricing, monthly installation and specifications.

After surveying Toyota car models and getting some detailed advice and descriptions about the specific car model, car’s performance, personality, pricing, monthly installation and specifications, you are strongly suggested to sign up for a test drive by speaking first to Toyota sales advisors. A test drive is a chance and real hands-on experience for you to understand the car and its performance.

Second Step:  Starting Your Car Loan Application Process

car loan calculator

Are you ready for the next step? Let’s start! In this second step, we will explain to you about the general process for applying for a car loan, and margin financing

A.            General Process For Applying For A Car Loan

It is important for you to know the term ‘’car loan’’. A car loan, automotive loan or auto loan is a sum of money a consumer borrows in order to purchase a car. Generally, there are two parties involved in this car loan. One is  a lender and the second party is a borrower. A lender is a party that lends the money to the borrower. Banking and financial institutions are common and reliable party lenders. Meanwhile, the borrower is a party that receives money as the financial loan from the lenders in order to purchase expensive and long-term commitment assets such as house and car.

To be more clear, the car loan application process will usually be handled by the sales advisors. The general processes in applying for a car loan are dealing and negotiating with bankers, identifying the best financing rates and the preparation of essential paperwork. Another process is the fulfilment of various car loan application requirements from your end. Then, you will have to decide on the loan payment period, ranging from 3 to 9 years. 

Next, you are required to submit the necessary documents to buy a car, which are proof of income documents. Here are necessary documents that you need to submit:

  • 3 Months’ Payslips
  • EPF Statement/LHDN Statement
  • Bank Account Statement

Your sales advisor will advise you to submit other needed documents from your end to buy the car. Once all the documents are processed, you will have to wait for 1 to 2 weeks and the waiting period for the result could be longer than 2 weeks. 

  1. Margin Financing 

What is margin financing? Margin financing is the amount of loan expressed as a percentage of the car’s value. For example, if a bank grants you a margin financing of 90% for a car valued at RM 100,000, the bank is effectively agreeing to lend 90% x RM100,000 = RM 90,000 to the borrower. 

Third Step: The Best Final

car loan calculator

Now, this is the best ever news for you! Once your car loan application is approved, your sales advisor will task you to choose a vehicle registration plate. On a side note, you can even book a specific vehicle number. After that, you can finally drive your Toyota brand-new dream car! 

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